Life Insurance

Life Insurance For Life

It is your responsibility to protect your loved one’s future; whether you are there for it or not. Kids dream big and you can help by leaving a legacy that will allow them to realize their dreams.
Our Life Insurance policies all come with true living benefits included. Meaning if you are seriously hurt or become severely ill you can use money from your death benefit while still living!

Life Insurance For Life

LIFE INSURANCE YOU DON’T HAVE TO DIE TO USE!
Most people purchase life insurance to provide a legacy of financial security at the time of their death.  But doesn’t it make sense for the benefits to be available for the difficult financial times they would face if a chronic, critical or terminal illness precedes death?

The industry calls the benefit an “Accelerated Death Benefit Rider” –  we refer to it as real Living Benefits. It’s a game-changing feature that is revolutionizing the face of the life insurance industry, and CAMInsures' affiliates have been leading the charge since 1998.

Living Benefits Video En Espanol
Mortgage Protection Video
Mortgage Protection Video En Espanol
 

LTC

Long Term Care coverage can be expensive the longer in life you wait to obtain it. Many consumes are finding the Chronic Illness portion of their Living Benefits Life Insurance policy helps cover some of those Long-Term Care costs; as long as the insured is unable to perform two or more Activities of Daily Living (ADL’s). ADL’s Include: Bathing, Continence, Dressing, Eating, Toileting, Transferring
 

Final Expense / Viaticals

The average funeral costs over $5,000. Social Security may only provide up-to $255! Are you prepared?
FINAL EXPENSE Life Insurance helps lay your loved one to rest by providing funds for their desired send off. Face amounts are usually limited to under $50,000 and can be guaranteed issue.

You may be able to exchange your Life Insurance policy for Income, Long-Term Care benefits, or a lump sum; without having to continue those pesky premium payments!